Comprehensive Credit Repair Services

Hard inquiries appear on your report when you apply for credit. Legitimate inquiries you didn't authorize can be disputed and removed. Even authorized inquiries older than 2 years should be challenged.

• Identify unauthorized inquiries
• Dispute with credit bureaus
• Get them removed or corrected

Late payment records stay on your report for 7 years and are one of the most damaging negative items. We dispute inaccurate reporting, removed accounts, and accounts paid in full.

• Challenge inaccurate late payment dates
• Remove payments now current
• Dispute duplicated late payments

A charge-off is when a creditor writes off a debt as uncollectible. Even if the debt is legitimate, inaccurate reporting can be disputed and removed from your record.

• Challenge inaccurate charge-off dates
• Remove fraudulent charge-offs
• Dispute accounts past statute of limitations

Collection accounts appear when a debt is sold to a collection agency. We identify errors, duplicates, and accounts that don't meet legal requirements and get them removed.

• Remove duplicate collection accounts
• Dispute collections outside statute
• Challenge inaccurate amounts

Repossessions appear when you default on a vehicle or secured loan. We dispute inaccurate reporting, illegally repossessed items, and items outside the reporting period.

• Remove illegally repossessed items
• Challenge inaccurate repo dates
• Dispute items past reporting period

Bankruptcies can remain on your report for 7-10 years. We identify filing errors, cases dismissed without judgment, and inaccurate reporting to get them removed.

• Remove dismissed bankruptcy cases
• Challenge inaccurate filing dates
• Dispute bankruptcy reporting errors